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There are many benefits to providing health insurance to your
employees. It's no secret that employees value health insurance
benefits. Surveys have shown that workers value health insurance
coverage second only to monetary compensation. By offering group
health insurance benefits to your employees, you may find it
easier to hire and retain the best workers for your company.
As a business owner, you may not have health insurance coverage
yourself. Perhaps you've considered shopping for an individual
health insurance plan for yourself and your family, but did you
know that by obtaining insurance through a company, you may get
better rates than through the individual market?
Additionally, there are various tax incentives available to you
and your employees when you participate in a group health
insurance plan. For example, businesses can generally deduct
100% of the premiums they pay on qualifying group health plans
and, by offering group health insurance as part of a total
compensation package, you may be able to reduce payroll taxes.
Plus, your employees can pay their portion of the monthly
insurance premium with pre-tax dollars. Make sure that you take
these incentives into consideration when determining the
affordability of a health insurance plan for you and your
employees.
Your company will probably be
eligible for a small business plan if it meets the following
criteria:
*Your company consists of at least
two full-time owners, officers, partners and/or employees,
as verified by officially-filed state quarterly wage and tax
statements (e.g., NYS-45 in New York and DE-6 in California)
or annual federal tax return documents;
*Your company is a legitimate business
entity (i.e., your company was formed for a purpose other than
to obtain insurance), as verified by one of the following
documents:
A business license or fictitious name
filing (proprietorships and partnerships);
Articles of incorporation (corporations);
or
Articles of organization (limited
liability company).
*Your company meets the minimum employer
contribution percentage set by the insurance company.
BizPartnerHunt.com highly recommends
eHealthInsurance. eHealthInsurance
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Individual and family health insurance is a type of health
insurance coverage that is made available to individuals and
families, rather than to employer groups or organizations. Given
the option, most people would prefer to have their employer
provide group health insurance coverage. But, if this is not an
option for you, it is still important for you to seek coverage.
You may be pleasantly surprised with the variety and
affordability of the individual and family health insurance
options available. You can view health insurance quotes and apply for health insurance
online with
eHealthInsurance.
eHealthInsurance
currently insures over 1
million very happy customers.
Other Available Health Plan Companies:
*California Health Plans for Individuals, Families and Businesses
*Health Benefits Direct
*Instant Health insurance has over 300,000 physicians
- For those who cannot afford traditional health insurance
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